Understand how the cost of living in key EU cities compares to major US metropolitan areas, helping you plan your budget effectively.

Here’s a friendly walkthrough, just for you, if you’re a US professional curious about how life and your wallet looks in the heart of Europe compared to back home.

If you’ve wondered whether those Instagram pics of café life in Berlin or sunny afternoons in Lisbon come with a steep price tag, you’re in the right spot. The truth? Living in top EU cities is often easier on your budget than surviving in places like San Francisco or New York.

Let’s start with rent, since it’s usually the biggest monthly bite. In San Francisco, you’d be shelling out over $3,500 for a one-bedroom. New York pushes $4,000. But across the pond? Berlin sits around $1,300, Paris is right at $1,900, Amsterdam lands at $2,100, and Lisbon is a welcoming $1,000. Sure, cities like London or Zurich can get pricey, but most continental spots give you a break.

Groceries are friendlier too—think 15–30% less in your cart. Hop on a public transit pass in most EU cities for $75–$120 a month, compared to $150 or more in the US. And yes, healthcare: universal coverage means a lot less stress and a lot fewer surprise bills. Your typical US health insurance runs $400–$700 monthly, while Europe’s national plans are baked into taxes, so your out-of-pocket costs are much lower.

Maybe you’re thinking, “But don’t salaries run lower in Europe?” You’re right—many jobs pay less, but your expenses shrink alongside them, especially with healthcare and rent figured in. Employers may shell out less overall, but you get to bank more at the end of the month.

Before you pack your bag, make sure to add up savings from things like cheaper healthcare and public transport—you could cut hundreds off your monthly budget. And don’t overlook smaller cities like Valencia, Porto, or Warsaw for even bigger deals. Just remember, while European salaries are a bit lower, your take-home almost certainly goes further.

Thinking about making the leap? Run your numbers, compare, and let the data guide you.